Our practice is out-of-network with all insurance. This means your plan of care and allowed visits are not dictated by an insurance company.

Some insurance plans cover out-of-network physical therapy visits. Connect with your insurance company ask about your plan’s coverage.

• Some clients have out-of-network physical therapy benefits and may receive partial reimbursement.

• Some clients have in-network benefits, but have a high deductible that must be met before physical therapy is covered.

• Some clients do not have physical therapy benefits and pay per visit regardless of if the clinic is in-network or out-of-network.

If you have out-of-network physical therapy benefits, you will be provided with a “superbill” for you to submit to your insurance.

Call your insurance and ask:

• Are you required to receive pre-authorization prior to your initial visit/evaluation?

• Do you need a physician referral, primary care referral, or a specialist referral?

• What is your deductible? How much has been met? What percentage of reimbursement does your plan allows for?

• Does the percentage change with a non-preferred provider?

• Is there a cap to the amount of visits or money spent annually?

• How does your plan ask you to submit? Is there a specific form they provide?

• Verify the correct mailing address or fax number for claims submission.

Please understand that it is the client’s responsibility check benefits and understand that some plans do not reimburse.

Flourish Physical Therapy does not have a relationship with Medicare which means we are not legally able to treat Medicare recipients because of the patient protections laws that are in place. If you or your loved one is looking to be evaluated and has Medicare, click American Physical Therapy Association (APTA) physical therapist locator to find someone who is in-network with Medicare.